Credit Cards in Australia

Abstract
Compared to the previous year, the number of personal credit card transactions is declining in 2021. Credit cards are losing their popularity among local consumers, as other financing options available such as Buy Now, Pay Later (BNPL) are becoming increasingly attractive. Australians have also become more averse to debt, especially during the pandemic, where many of them were able to reduce or pay off their credit card debts due to reduced spending on non-essential items and higher levels of sa...

Euromonitor International's Credit Card Transactions in Australia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Commercial Credit Card Transactions, Personal Credit Card Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Credit Card Transactions market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Content
Credit Cards in Australia
December 2022

List Of Contents And Tables

CREDIT CARDS IN AUSTRALIA
KEY DATA FINDINGS
2022 DEVELOPMENTS
Credit card usage declines in Australia
Westpac enters the interest-free credit card space
Rewards points remain attractive to consumers
PROSPECTS AND OPPORTUNITIES
ANZ announces takeover of Suncorp’s banking segment
RBA plans to hike rates concerning for holders of credit cards
Fewer personal credit cards in circulation expected over forecast period
CATEGORY DATA
Table 1 Credit Cards: Number of Cards in Circulation 2017-2022
Table 2 Credit Cards Transactions 2017-2022
Table 3 Credit Cards in Circulation: % Growth 2017-2022
Table 4 Credit Cards Transactions: % Growth 2017-2022
Table 5 Commercial Credit Cards: Number of Cards in Circulation 2017-2022
Table 6 Commercial Credit Cards Transactions 2017-2022
Table 7 Commercial Credit Cards in Circulation: % Growth 2017-2022
Table 8 Commercial Credit Cards Transactions: % Growth 2017-2022
Table 9 Personal Credit Cards: Number of Cards in Circulation 2017-2022
Table 10 Personal Credit Cards Transactions 2017-2022
Table 11 Personal Credit Cards in Circulation: % Growth 2017-2022
Table 12 Personal Credit Cards Transactions: % Growth 2017-2022
Table 13 Credit Cards: Number of Cards by Issuer 2017-2021
Table 14 Credit Cards: Number of Cards by Operator 2017-2021
Table 15 Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 16 Credit Cards Payment Transaction Value by Operator 2017-2021
Table 17 Commercial Credit Cards: Number of Cards by Issuer 2017-2021
Table 18 Commercial Credit Cards: Number of Cards by Operator 2017-2021
Table 19 Commercial Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 20 Commercial Credit Cards Payment Transaction Value by Operator 2017-2021
Table 21 Personal Credit Cards: Number of Cards by Issuer 2017-2021
Table 22 Personal Credit Cards: Number of Cards by Operator 2017-2021
Table 23 Personal Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 24 Personal Credit Cards Payment Transaction Value by Operator 2017-2021
Table 25 Forecast Credit Cards: Number of Cards in Circulation 2022-2027
Table 26 Forecast Credit Cards Transactions 2022-2027
Table 27 Forecast Credit Cards in Circulation: % Growth 2022-2027
Table 28 Forecast Credit Cards Transactions: % Growth 2022-2027
Table 29 Forecast Commercial Credit Cards: Number of Cards in Circulation 2022-2027
Table 30 Forecast Commercial Credit Cards Transactions 2022-2027
Table 31 Forecast Commercial Credit Cards in Circulation: % Growth 2022-2027
Table 32 Forecast Commercial Credit Cards Transactions: % Growth 2022-2027
Table 33 Forecast Personal Credit Cards: Number of Cards in Circulation 2022-2027
Table 34 Forecast Personal Credit Cards Transactions 2022-2027
Table 35 Forecast Personal Credit Cards in Circulation: % Growth 2022-2027
Table 36 Forecast Personal Credit Cards Transactions: % Growth 2022-2027
FINANCIAL CARDS AND PAYMENTS IN AUSTRALIA
EXECUTIVE SUMMARY
Financial cards and payments in 2022: The big picture
2022 key trends
Rising inflation and interest
Competitive landscape
What next for financial cards and payments?
MARKET INDICATORS
Table 37 Number of POS Terminals: Units 2017-2022
Table 38 Number of ATMs: Units 2017-2022
Table 39 Value Lost to Fraud 2017-2022
Table 40 Card Expenditure by Location 2022
Table 41 Financial Cards in Circulation by Type: % Number of Cards 2017-2022
Table 42 Domestic versus Foreign Spend 2022
MARKET DATA
Table 43 Financial Cards by Category: Number of Cards in Circulation 2017-2022
Table 44 Financial Cards by Category: Number of Accounts 2017-2022
Table 45 Financial Cards Transactions by Category: Value 2017-2022
Table 46 Financial Cards by Category: Number of Transactions 2017-2022
Table 47 Consumer Payments by Category: Value 2017-2022
Table 48 Consumer Payments by Category: Number of Transactions 2017-2022
Table 49 M-Commerce by Category: Value 2017-2022
Table 50 M-Commerce by Category: % Value Growth 2017-2022
Table 51 Financial Cards: Number of Cards by Issuer 2017-2021
Table 52 Financial Cards: Number of Cards by Operator 2017-2021
Table 53 Financial Cards: Card Payment Transactions Value by Operator 2017-2021
Table 54 Financial Cards: Card Payment Transactions Value by Issuer 2017-2021
Table 55 Forecast Financial Cards by Category: Number of Cards in Circulation 2022-2027
Table 56 Forecast Financial Cards by Category: Number of Accounts 2022-2027
Table 57 Forecast Financial Cards Transactions by Category: Value 2022-2027
Table 58 Forecast Financial Cards by Category: Number of Transactions 2022-2027
Table 59 Forecast Consumer Payments by Category: Value 2022-2027
Table 60 Forecast Consumer Payments by Category: Number of Transactions 2022-2027
Table 61 Forecast M-Commerce by Category: Value 2022-2027
Table 62 Forecast M-Commerce by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
Summary 1 Research Sources