Credit Cards in Germany

Abstract
In 2022, credit card transactions and transaction value continued to rebound in Germany, following the significant pandemic-induced decline in services, especially travel and foodservice, both key contributors to credit card transaction value. Despite a full recovery in terms of usage and value sales, the number of credit cards in circulation continued to marginally decline following an initial drop in 2021.

Euromonitor International's Credit Card Transactions in Germany report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Commercial Credit Card Transactions, Personal Credit Card Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Credit Card Transactions market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Content
Credit Cards in Germany
February 2023

List Of Contents And Tables

CREDIT CARDS IN GERMANY
KEY DATA FINDINGS
2022 DEVELOPMENTS
Limited benefits for credit cards with move away from cash
Co-branding strategy remains most effective amid declining credit card appeal
Buy Now Pay Later emerges as superior alternative to credit cards
PROSPECTS AND OPPORTUNITIES
Credit cards faces growing pressure in post-pandemic payment landscape
2023 launch of new credit card by DSGV might provide growth impulse
Buy Now Pay Later likely to present further threat to credit cards
CATEGORY DATA
Table 1 Credit Cards: Number of Cards in Circulation 2017-2022
Table 2 Credit Cards Transactions 2017-2022
Table 3 Credit Cards in Circulation: % Growth 2017-2022
Table 4 Credit Cards Transactions: % Growth 2017-2022
Table 5 Personal Credit Cards: Number of Cards in Circulation 2017-2022
Table 6 Personal Credit Cards Transactions 2017-2022
Table 7 Personal Credit Cards in Circulation: % Growth 2017-2022
Table 8 Personal Credit Cards Transactions: % Growth 2017-2022
Table 9 Credit Cards: Number of Cards by Issuer 2017-2021
Table 10 Credit Cards: Number of Cards by Operator 2017-2021
Table 11 Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 12 Credit Cards Payment Transaction Value by Operator 2017-2021
Table 13 Commercial Credit Cards: Number of Cards by Issuer 2017-2021
Table 14 Personal Credit Cards: Number of Cards by Issuer 2017-2021
Table 15 Personal Credit Cards: Number of Cards by Operator 2017-2021
Table 16 Personal Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 17 Personal Credit Cards Payment Transaction Value by Operator 2017-2021
Table 18 Forecast Credit Cards: Number of Cards in Circulation 2022-2027
Table 19 Forecast Credit Cards Transactions 2022-2027
Table 20 Forecast Credit Cards in Circulation: % Growth 2022-2027
Table 21 Forecast Credit Cards Transactions: % Growth 2022-2027
Table 22 Forecast Personal Credit Cards: Number of Cards in Circulation 2022-2027
Table 23 Forecast Personal Credit Cards Transactions 2022-2027
Table 24 Forecast Personal Credit Cards in Circulation: % Growth 2022-2027
Table 25 Forecast Personal Credit Cards Transactions: % Growth 2022-2027
FINANCIAL CARDS AND PAYMENTS IN GERMANY
EXECUTIVE SUMMARY
Financial cards and payments in 2022: The big picture
Within financial cards, all eyes turn to debit cards
Electronic payments fuelled by rapid innovation and consumer adoption
Shift away from cash intensifies competition within financial cards and payments
What next for financial cards and payments?
MARKET INDICATORS
Table 26 Number of POS Terminals: Units 2017-2022
Table 27 Number of ATMs: Units 2017-2022
Table 28 Value Lost to Fraud 2017-2022
Table 29 Card Expenditure by Location 2022
Table 30 Financial Cards in Circulation by Type: % Number of Cards 2017-2022
Table 31 Domestic versus Foreign Spend 2022
MARKET DATA
Table 32 Financial Cards by Category: Number of Cards in Circulation 2017-2022
Table 33 Financial Cards by Category: Number of Accounts 2017-2022
Table 34 Financial Cards Transactions by Category: Value 2017-2022
Table 35 Financial Cards by Category: Number of Transactions 2017-2022
Table 36 Consumer Payments by Category: Value 2017-2022
Table 37 Consumer Payments by Category: Number of Transactions 2017-2022
Table 38 M-Commerce by Category: Value 2017-2022
Table 39 M-Commerce by Category: % Value Growth 2017-2022
Table 40 Financial Cards: Number of Cards by Issuer 2017-2021
Table 41 Financial Cards: Number of Cards by Operator 2017-2021
Table 42 Financial Cards: Card Payment Transactions Value by Operator 2017-2021
Table 43 Financial Cards: Card Payment Transactions Value by Issuer 2017-2021
Table 44 Forecast Financial Cards by Category: Number of Cards in Circulation 2022-2027
Table 45 Forecast Financial Cards by Category: Number of Accounts 2022-2027
Table 46 Forecast Financial Cards Transactions by Category: Value 2022-2027
Table 47 Forecast Financial Cards by Category: Number of Transactions 2022-2027
Table 48 Forecast Consumer Payments by Category: Value 2022-2027
Table 49 Forecast Consumer Payments by Category: Number of Transactions 2022-2027
Table 50 Forecast M-Commerce by Category: Value 2022-2027
Table 51 Forecast M-Commerce by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
Summary 1 Research Sources